Trusted by Thousands Across Karnataka
Numbers that speak for our excellence and commitment
2000+
Happy Clients
27+
Districts Covered
80+
Bank Partners
₹50Cr+
Loans Disbursed
5+
Years Experience
95%
Approval Rate
About Vibhu Finance
Your Trusted Financial Partner in Mysore, Karnataka
Vibhu Finance stands as one of Mysore's most trusted and comprehensive financial consulting firms, dedicated to transforming financial aspirations into reality. We have established ourselves as a cornerstone in the financial services industry, serving thousands of satisfied clients across Karnataka.
Our journey began with a simple yet powerful vision: to democratize access to financial services and make quality loan solutions available to every individual and business, regardless of their background or financial standing. Today, we proudly serve individuals, families, entrepreneurs, and businesses with an extensive portfolio of loan products designed to meet diverse financial needs.
What sets us apart is our deep-rooted commitment to transparency, integrity, and customer satisfaction. Unlike traditional lenders, we don't just process loan applications—we partner with our clients throughout their financial journey. Our team of seasoned financial experts brings decades of combined experience, ensuring that every client receives personalized guidance tailored to their unique circumstances.
We have cultivated strong partnerships with over 80 leading banks and financial institutions across India, including both public sector giants like SBI, PNB, and Bank of India, as well as private sector leaders such as HDFC, ICICI, Axis Bank, and Kotak Mahindra. This extensive network empowers us to secure the most competitive interest rates, favorable terms, and faster approvals for our clients.
Our service portfolio spans personal loans, home loans, business loans, vehicle financing, loan against property, government-backed MUDRA and PMEGP schemes, banking services, and professional CA services. We serve all 27 districts of Karnataka, with our commitment to making financial services accessible to everyone, everywhere in the state.
Why Choose Vibhu Finance
Your Trusted Financial Partner with Unmatched Benefits
Lightning Fast Processing
Experience the fastest loan approval in the industry with our streamlined digital processes. Most loans are approved within 24-48 hours, ensuring you get funds when you need them most.
Best Interest Rates
Leverage our relationships with 80+ banking partners to secure the most competitive interest rates in the market. We negotiate on your behalf to ensure maximum savings.
100% Transparent Process
No hidden charges, no surprises. Every fee, charge, and term is clearly communicated upfront before loan sanction. Complete transparency is our commitment to you.
Expert Financial Advisors
Our team of certified financial experts brings decades of combined experience to provide personalized guidance. We understand your unique needs and craft solutions accordingly.
Minimal Documentation
Say goodbye to endless paperwork. Our simplified documentation process with digital submission makes loan applications hassle-free and convenient.
24/7 Customer Support
Round-the-clock assistance via phone, email, and WhatsApp. Our dedicated support team is always available to answer your queries and guide you through the process.
High Approval Success Rate
With a 95% approval rate, we have one of the highest success rates in the industry. Our expertise ensures maximum chances of loan approval for our clients.
Government Scheme Expertise
Specialized knowledge in government-backed schemes like MUDRA, PMEGP, Stand-Up India, and Startup India. We help you access subsidies and benefits.
Flexible Loan Solutions
Customized loan products with flexible tenure, repayment options, and prepayment facilities. We design solutions that fit your financial capacity and goals.
Simple Loan Process
Get your loan approved in just 4 easy steps
Submit Application
Fill our simple online form or visit our office in Vijaynagar, Mysore. Our team will guide you through the application process.
Document Verification
Submit minimal documents digitally or physically. We verify your documents and assess your eligibility quickly.
Get Approval
Receive loan approval within 24-48 hours. We keep you updated at every step of the approval process.
Instant Disbursal
Funds are transferred directly to your bank account. Start using your loan amount immediately for your needs.
Our Complete Financial Services
Comprehensive solutions for all your financial needs
Frequently Asked Questions
Get your answers to common queries
What documents are required for a loan application?
Basic documents include identity proof (Aadhaar/PAN), address proof, income proof (salary slips for last 3 months or ITR for last 2 years), bank statements for last 6 months, and recent passport photographs. For business loans, additional documents like business registration and financial statements may be required.
How long does the loan approval process take?
Most loans are approved within 24-48 hours after document verification. Personal loans and gold loans can be processed faster, while home loans may take 5-7 days. We keep you updated throughout the approval process.
What is the minimum CIBIL score needed?
A CIBIL score of 750+ is ideal for best interest rates and quick approval. However, we work with multiple lenders and can facilitate loans for scores as low as 650. For lower scores, we offer specialized programs and can help improve your credit profile.
Are there any hidden charges or fees?
Absolutely not. We believe in 100% transparency. All charges including processing fees (typically 0.5% to 2%), prepayment charges (if applicable), legal fees, and any other costs are clearly communicated upfront before loan sanction.
Do you charge any consultation or service fees?
No, our consultation and advisory services are completely free. We earn commissions from our banking partners, which means there is no cost to you for our expert guidance, loan comparison, documentation support, and application assistance.
Which banks and financial institutions do you work with?
We have partnerships with 80+ leading banks including SBI, HDFC, ICICI, Axis, Kotak Mahindra, PNB, Bank of India, and many others. This extensive network allows us to find the best loan options for your specific needs.
Our Core Values
What drives us every day
Our Mission
To empower every individual and business in Karnataka with accessible, transparent, and efficient financial solutions that enable them to achieve their dreams and goals. We strive to bridge the gap between financial aspirations and reality by providing expert guidance, competitive loan products, and unwavering support throughout the financial journey.
Our Vision
To become Karnataka's most trusted and preferred financial services partner, recognized for innovation, customer-centric approach, and excellence in delivering comprehensive loan solutions. We envision a future where every individual and business has seamless access to financial resources needed for growth and prosperity.
Our Values
Integrity: Unwavering commitment to honesty and ethical practices in all our dealings.
Transparency: Clear communication with zero hidden charges or surprises.
Customer First: Prioritizing client needs above everything else.
Excellence: Delivering superior service quality consistently.
Innovation: Embracing technology for better customer experience.
Get In Touch With Us
Ready to achieve your financial goals? Contact us today for expert assistance!
Call Us
8884449483
Monday - Saturday
9:00 AM - 7:00 PM
Email Us
onewaymadhu@gmail.com
Quick response guaranteed
We reply within 24 hours
Visit Our Office
5th Cross, Near Water Tank
Vijaynagar 2nd Stage
Mysore, Karnataka - 570017